The term waiver is sometimes used to refer a document that is signed before any damages actually occur. Waivers and releases are commonly used by the sponsor of an event (e.g., a marathon) and schools when competitors, students, faculty, or visitors participate in a private or institution-sponsored activity. A waiver or release is the intentional and voluntary act of relinquishing something, such as a known right to sue a person, business, educational institution, or other organizations for an injury.
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